Are your business premises or home meeting the prerequisites of the insurance company? Do the locks meet the present insurance criterions? When you purchase new business premises or home your insurer will send you a covering letter stating their least requirements.
If the locks are not up to the necessary sophistication level and there happens to be a burglary, then the insurance company might as well decline to settle the claim, and you could end up with a significant loss. Full insurance surveys are necessary in order to get an insurance policy that protects you if a burglary event happens in your home, office or at any other location. It also helps you to obtain the appropriate insurance policy for your business or home. Keep in mind that the insurance outlays for locksmiths vary depending on the amount of liability you require and the kind of work you do.